Critical illness insurance
As if having cancer hasnt been stressful enough for the past 6 months life has also been a struggle financially i only get £88 a week ssp some tax credits for my step daughter and thats it. Ive still had mortgage to pay and bills.
I have critical illness cover but for 6 months they have been disputing it over the dates. I wasnt diagnosed while dec 16 but they were going back to sept when i had anaemia. Whih was only a week before we exchanged on the house. So they were arguing the policy wasnt in force at that time. Even though i signed it in july. Delays on the sellers side held up the exchange.
Anyway after 6 months of arguing with them and sinking deeper into debt they have finally approved tbe claim and have offered me a settlement figure which should clear the mortgage.
So thats a massive weight off and it turns out i also have income protection so will be putting in a claim for that too.
Tberes now no pressure to return to work full time as my job js a physically demanding one and i just dont have the strengh or fitness yet. Ive still another 3 chemo sessions to go.
I never gave up i pay £60 a month for the policy. Determination pays off